Creatify vs Arcads

Which costs less for a 15 or 30-second ad?

Creatify, for any ad you want priced before you pay: Arcads publishes credits per minute and no dollar price (terms 7.1 put offer details “directly on the Platform”).

Creatify charges 5 credits per 15 seconds of avatar video, “rounded up” (help centre), so a 16-second ad bills as 30. Arcads charges 800 credits a minute per actor and its credits article says “Length is always rounded up”, with one example: 1 minute 45 bills as 2 minutes.

That example rules out any step of 15 seconds or less. Billed by the whole minute, a 15-second hook uses 800 credits, as much as a 60-second ad.

Creatify Starter lists $39 a month and Pro $99 a month (pricing page, read 2 October 2026). Each figure below assumes every credit is used.

If Arcads bills by the whole minute, the two Starter plans meet at 30 seconds: ten a month on each. At 15 seconds Creatify Starter makes 20 and Arcads Starter 10, billed by the whole minute. At 60 seconds the order flips: Arcads Starter makes 10 and Creatify Starter 5.

Every Creatify plan and length: Creatify pricing. Arcads’ credit rules: Arcads pricing. Your own volumes: the cost per AI ad calculator.

Can you get a refund or try either free?

Arcads refunds an unused period within 30 days; Creatify’s policy is no refunds. Creatify has a free plan, while Arcads’ trial bills Starter after 72 hours.

Creatify’s refund policy (23 August 2026) says “payments are final and non-refundable”, and its terms give no “refund or credit for amounts already billed or paid” after cancelling (section 4).

Arcads’ refund policy refunds a billing period in full if you “used zero generation credits during that period” and ask “within 30 days of the charge”. A one-time courtesy refund covers a first charge within 24 hours with no credits used.

The Free plan on Creatify gives 10 credits a month: two videos of up to 15 seconds, watermarked. Its terms say “Users of the Free Tier have limited rights” (section 1) and list none, so whether a Free video can run as an ad is a gap in the terms.

Arcads’ homepage says “Free trial available”. The refund policy describes a 3-day trial after which “your saved card was automatically charged for the Starter plan”, unless you cancel “before the 72 hours are up”.

Arcads AI Review: Is It Worth It in 2026?Modern Digital Empire

What each lets you run in paid ads

Both allow paid ads on paid plans with conditions. Arcads attaches a fixed sum to actor misuse; Creatify takes your rights back on any breach.

Arcads’ terms (in force from 22 September 2026) grant a licence on each video “for the legal duration of the applicable intellectual property rights” (13.3.1). The same clause bars videos that break “the rules of ads platforms” or require “compulsory information (e.g. sponsored content)”, and bars “misleading or deceptive advertising”.

Edits are a closed list in 13.3.1: cropping, music, text and subtitles, emoji, B-rolls, GIFs, sound effects, format changes and your brand. Anything else needs written approval.

For actor videos, a breach left unremedied 30 days after notice costs “a lump-sum indemnity of 500.000,00 euros (five hundred thousand euros) per breach” (13.3.2). Each unauthorised use counts as one, and 13.2 applies the same sum to actor models. The terms do not say whether the sum also reaches 13.3.1’s advertising bans.

If an actor’s Creator withdraws consent, FRESHR (the company behind Arcads) “may ask the Client to delete any Videos from all supports where they are used, in the event of a withdrawal request made by the Creator”, at “a hundred (100) euros per day of delay” (13.3.2).

Clause 13.4 also takes a licence to your scripts, including “The right to train FRESHR’s artificial intelligence models”.

Creatify’s terms (effective 23 September 2024) allow use “subject to the limitations and restrictions of the subscription tier” and assign you its copyright. On a breach, “all rights granted to you shall revert to Creatify” (6.2), and any Moderation Policy breach counts (6.1).

That policy bans “Fraudulent, deceptive practices, including scams, spam, or intellectual property violations”. The terms name no rule for the AI actor library, and 6.3 leaves unclear whether actors count as licensed “Community Assets”.

Clause by clause: Arcads and Creatify in the AI commercial use matrix. Which US rules reach an actor who claims to use your product: are AI UGC ads legal.

Actors, formats and launching ads

Arcads lists more stock actors than Creatify Starter, and fewer than Creatify Pro. Creatify’s grid adds an ad launcher.

Arcads’ homepage lists 1,000+ AI actors on three actor models, all at 800 credits a minute (credits article). The same article prices resold clips. Kling 3.0 costs 176 to 560 credits, Veo 3.1 costs 800 and Seedance 2.0 at 720p costs 192 to 720.

Creatify’s pricing grid lists 300 actors on Starter and 1,500 on Pro, with three custom avatars on Pro. It lists an “Ad Launcher (Meta / TikTok / AppLovin)” and, from Pro, a competitor ad tracker and the AI Performance Agent.

URL to Video sits in Creatify’s feature menu on 2 October 2026, though no plan card or grid row names it. Its FAQ records that AI Shorts, Product Video and Video Translation left the dashboard at the end of May 2026.

Users of both report credits that drain on retries

Credits that drain on retries show up for both tools: 14 of 64 Arcads sources and 15 of 61 Creatify sources.

On Arcads, 64 public sources from April 2025 to September 2026:

• Credits run out fast: every re-render costs a credit and failed generations are still charged (14 of 64 sources: Trustpilot, Reddit)
• Output falls short of the polished examples in Arcads’ own ads (18 of 64 sources: Trustpilot, Reddit)
• Stock actors pass as creator content in the feed, with tight lip sync (16 of 64 sources: Reddit, Trustpilot)

On Creatify, 61 public sources from August 2025 to September 2026:

• Credits go faster than the pricing suggests: retries, failed renders and agent runs all bill (15 of 61 sources: Trustpilot, Reddit)
• Outputs miss the brief, with lip sync that does not match or faces that change mid-shot (17 of 61 sources: Trustpilot, Reddit)
• A product link or a few assets turn into many ad variations for volume testing (15 of 61 sources: G2, Reddit)

Creatify AI Review - Amazing AI Ads… If Your Credits SurviveI’m here to help you!

If neither fits

For cheaper avatar minutes, HeyGen Creator at $29 a month works out at $0.10 for a 30-second Avatar III ad, if every credit is used (pricing page). For product-in-hand shots, MakeUGC puts them on its Pro plan. For one credit balance across the app and the API, JoggAI shares credits on every plan card.

Every replacement by job: Arcads alternatives and Creatify alternatives. Each against HeyGen: Arcads vs HeyGen and Creatify vs HeyGen.